Your Local North Dakota & Minnesota Home Loan Experts
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Home Loans Built for You
The First Community Credit Union Home Loans team is dedicated to helping you get into your dream home with payments you can afford. Our team of lenders has a high level of experience and knowledge when it comes to the programs available to you and your situation. Experience quick, local decision making throughout the home buying process with our team of experts.
Home Buying
- Available for primary residence, second homes, vacation homes, or investment properties
- Variety of financing programs available:
- First-time homebuyers
- Rural development loans
- Conventional loans
- VA loans
- FHA loans
- New construction/lot loans
- Free pre-qualification for extra confidence when buying your home
Refinancing
- Competitive rates for cash-out and rate & term refinances
- Available for primary residence, second homes, vacation homes, or investment properties
- A wide range of terms customized to your unique refinance situation
- Free consultation with our home loan experts
- Lock-in your rate with no up-front fee
FCCU Home Loans
Make the Move
Move into a mortgage you love with FCCU. Our home loan experts are here to help you every step of the way.
Local Lending Experts
Our team of Mortgage Loan Officers can help you finance your dream home. They'll be with you every step of the way, providing excellent support and first-class service.
SERVICE FIRST
We genuinely care about our members and go the extra mile for you. Whether it's in-branch or online, you can find local decision making that's fast, convenient and personal.
YOU ARE AN OWNER
A credit union is a not-for-profit cooperative, which means our members are the owners.
COMMUNITY FOCUS
Whether it's supporting with donations, volunteer time or providing financial solutions, we're here to help our communities grow.
26 Convenient Locations
First Community Credit Union is committed to providing convenient service in communities across North Dakota and NW Minnesota.
About FCCU Home Loans
Here at First Community Credit Union, we understand that buying a home is one of the biggest financial decisions you’ll ever make and having the right partner by your side is extremely important. At First Community Credit Union, we provide home loan solutions designed to help individuals and families across North Dakota and upper Minnesota purchase, build or refinance their homes with confidence. Our experienced mortgage team understands the local housing market and will work closely with our members to find financing options that fit their goals and budget.
We proudly serve communities throughout the area, including Bismarck/Mandan, Jamestown, Fargo/Moorhead, Grand Forks, Devils Lake and the surrounding rural communities. Whether you are purchasing your first home, upgrading to a larger space or building your dream home, we can offer flexible mortgage solutions to support every situation.
Because we are a member-focused, member-owned credit union, our approach to mortgage lending is built around service and relationships. Decisions are made with our local communities in mind and our team is committed to providing personal guidance every step of the way. From the moment you start exploring your options to the day you receive the keys to your new home, FCCU Home Loans is here to help you find your way home.
If you’re considering purchasing, building or refinancing a home, our mortgage team is ready to help you explore your options and take the next step toward homeownership.