SAVE WITHOUT LIFTING A FINGER
Link your free Kasasa Cash® or Kasasa Cash Back® checking and put your savings goals in cruise control.
Benefits You’ll Love
- $0 minimum deposit to open account
- Enjoy automatic transfers of your Kasasa ® earnings
- No minimum balance requirement to earn rewards
- No monthly service fee
- Free account that builds your savings effortlessly
- Links to free Kasasa Cash® or Kasasa Cash Back® checking
- Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
- 0.25% APY‡ on balances up to $25,000
- 0.15% APY‡ on balances over $25,000 depending on balance in account
- 0.02% APY‡ if qualifications are not met on Kasasa Cash or Kasasa Cash Back
- No minimum balance to earn rewards
- No monthly maintenance fees
- Free digital banking services, including:
- FCCU online with bill pay
- FCCU mobile with mobile deposit
- Digital Wallet
- No minimum deposit to open
It's Easy to Earn Your Rewards...
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Just do the following during each Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle to your your Kasasa Cash or Kasasa Cash Back account
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
And that’s it! If you don’t qualify this monthly cycle, your account is still free and you’ll still earn the base interest rate. Plus, you’ll get right back to earning your rewards the very next month.
Want to know exactly when you'll qualify for rewards? See our Kasasa Cycle Dates.
‡Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. See our website or contact service representatives for specific Monthly Qualification Cycle dates. When your linked Kasasa checking account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $25,000 in your Kasasa Saver account earn an APY of 0.25% and average daily balances over $25,000 earn a dividend rate of .15% on the portion of the average daily balance over $25,000, resulting in a range from 0.25-0.15% APY depending on the account’s average daily balance. When your linked Kasasa checking account qualifications are not met, the entire average daily balance in the Kasasa Saver account earns an APY of 0.02%. Dividends will be credited to your Kasasa Saver account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 11/1/2024. Rates may change after account is opened. A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Limit 1 account(s) per social security number. Contact a FCCU service representative for additional information, details, restrictions, processing limitations, qualifications and enrollment instructions.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly dividends earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total dividends earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Kasasa Cash*
Balance | Rate | APY |
---|---|---|
0 - $25,000 | 2.47% | 2.50% |
$25,000+ | 0.15% | 2.50% to 0.62% |
All balances if qualifications not met | 0.02% | 0.02% |
Qualifications to Earn Rewards
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
If you don’t qualify this monthly qualification cycle, your account is still free. Plus, you’ll still earn the base interest rate for your account. Then, next month, you can get right back to earning your full rewards.
Kasasa Saver*
Balance | Rate | APY |
---|---|---|
0 - $25,000 | 0.25% | 0.25% |
$25,000+ | 0.15% | 0.25% to 0.17% |
All balances if qualifications not met | 0.02% | 0.02% |
Qualifications to Earn Rewards
Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
If you don’t qualify this monthly cycle, your account is still free and you’ll still earn the base interest rate. Plus, you’ll get right back to earning your rewards the very next month.
APY = Annual Percentage Yield. Rates and APYs accurate as of 1/1/2021. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.