GET MORE FROM YOUR DEBIT CARD
Enjoy the convenience of contactless payments while earning points and rewards for every tap or swipe.
Benefits You’ll Love
- No monthly or annual fees
- No ATM transaction fees at FCCU ATMs
- 24-hour hotline available for support
- Easily earn rewards on purchases
There are great reward options to choose from depending on your account. Options include points with CU Rewards, cash back rewards, or high interest on checking account balance.
- No monthly or annual fee
- Get cash back when making purchases with your PIN number
- Contactless cards that are easy & secure
- Just look for this symbol at checkout and tap your card
- Just look for this symbol at checkout and tap your card
- 24-Hour ATM access
- No ATM transaction fees at FCCU's ATM machines or for qualified Kasasa® checking members
- Thousands of surcharge-free ATM locations through the NYCE, CO-OP, and Money Pass networks
- Automatically receive fraud notifications by text, email and phone
- For added fraud protection and card management, download FCCU Cards App
- Turn your card on & off
- Set travel notices
- Report lost or stolen cards and log disputes
- 24-hour hotline available at 866-820-8788
Don't have time to wait for the mail? You can get your card in the same day!
Instant Issue cards are available at the following locations: Jamestown Main, Valley City, Mandan, Bismarck North, Wahpeton, Fargo 45th, Fargo 52nd, Devils Lake, Grand Forks. Crookston and Moorhead.
FCCU offers free school logo debit cards. These cards are available for issuance at the following locations: Jamestown Main, Valley City, Mandan, Bismarck North, Wahpeton, Fargo 45th, Fargo 52nd, Devils Lake, Grand Forks, Crookston and Moorhead. These cards are not available online.
An FCCU checking account is required. FCCU has three great free checking accounts:
- Kasasa Cash: Earn High Interest
- Kasasa Cash Back: Earn Cash Back
- Reward Checking: Points for Prizes
Contact your local branch for more details.
Notice to Debit Card Holders In an effort to protect our members from foreign debit card fraud, FCCU will block all international debit card Point-of-Sale transactions (except Canada). However, if you call us two business days before you travel outside the United States, your account can be set up for international transactions for a specified period of time. Call 1-800-850-7676 for more information.
Many times members contact the credit union wondering if they need to file a debit card fraud claim or if they need to file a debit card merchant dispute. The primary difference between a fraudulent transaction and a disputable transaction lies in whether or not the cardholder initiated the transaction with the merchant in the first place. Click here to view a document with further information.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly dividends earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total dividends earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Kasasa Cash*
| Balance | Rate | APY |
|---|---|---|
| 0 - $25,000 | 2.47% | 2.50% |
| $25,000+ | 0.15% | 2.50% to 0.62% |
| All balances if qualifications not met | 0.02% | 0.02% |
Qualifications to Earn Rewards
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
If you don’t qualify this monthly qualification cycle, your account is still free. Plus, you’ll still earn the base interest rate for your account. Then, next month, you can get right back to earning your full rewards.
Kasasa Saver*
| Balance | Rate | APY |
|---|---|---|
| 0 - $25,000 | 0.25% | 0.25% |
| $25,000+ | 0.15% | 0.25% to 0.17% |
| All balances if qualifications not met | 0.02% | 0.02% |
Qualifications to Earn Rewards
Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
If you don’t qualify this monthly cycle, your account is still free and you’ll still earn the base interest rate. Plus, you’ll get right back to earning your rewards the very next month.
APY = Annual Percentage Yield. Rates and APYs accurate as of 1/1/2021. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.